Author's posts

Making a list

He’s making a list He’s checking it twice He’s gonna find out who’s naughty or nice Santa Claus is in contravention of article 6 of the General Data Protection Regulation (EU) 2016/679

Happy New Year

in 1957 this would be Balance Night. https://www.facebook.com/BBCArchive/videos/501546200218415/

It’s a hard drive over 60 years

A 5MB IBM Hard Disk 1956 vs 128GB Micro SD XC Card 2017

Basic needs

After Maslow -updated for modern life

Communicating in a roundabout way

The difference between British and our US colleagues is neatly summed up by roundabouts (or traffic circles, if you’re American) and traffic lights. A former British Ambassador to Washington hit the nail on the head when he identified this (although I can’t find him credited with this major cultural discovery on the internet). Americans are direct: if …

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Dear Europcar – Ich wollen ein automiete

Dear Europcar Ich wollen ein automiete. Do you know about the internet? It is a global network of billions of computers that connects people and business around the world and you can use search to find what you want. One of the useful things about the Internet is that you can use it for shopping. …

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Lego banking

Metro Bank, one of the UK challenger banks, has just announced a deal  to lend customer deposits through Zopa, one of the UK’s biggest peer-to-peer platforms. This is a significant in a number of reasonss. It is both the first British bank to lend through a peer-to-peer platform, and a major collaboration of challenger bank with …

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Fixing Markets

As five of the world’s largest banks  pay fines totalling $5.7bn (£3.6bn) for manipulating the foreign exchange market it seems a good point to look at some underlying problems in the financial markets. Firstly let’s be clear: I am not looking to exonerate the Banks involved. They have been deservedly punished for their crimes. And …

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The effect of earthquakes on unreinforced masonry and adobe low cost housing

My third year university thesis was entitled “the effect of earthquakes on unreinforced masonry and adobe low cost housing”. After computer simulations and a modelling an earthquake on a one tenth size building frame, basically the conclusion was: – they fall down. It doesn’t take an engineering degree to see that the effect of two …

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The Bank that likes to say “Si”

The Trustee Savings Bank can trace its roots back to the first savings bank founded by Henry Duncan in Ruthwell, Dumfriesshire in 1810. But its recent history has been a roller coaster and  banking systems are at the heart of that story. Thirty years ago the Trustee Savings Bank was a up and coming UK bank – …

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